Your factoring provider in Switzerland

Factoring with A.B.S.

With A.B.S. Full Service Factoring, you receive an all-round carefree package of financing, service and factoring services. Always included in our factoring offer are: immediate liquidity and the assumption of debtor management including dunning.

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With Full Service Factoring, you sell your receivables from deliveries of goods or services to us. Once the receivables have been successfully assigned, A.B.S. Factoring AG will pay you up to 90 per cent of the equivalent value within 24 hours. The remaining 10 per cent remains with A.B.S. Factoring AG merely as a security deposit until your customer has settled the outstanding claim with us. The remaining amount will then be paid out to you.

Your advantages

Your advantages at a glance:

Cash and cash equivalents within 24 hours

Predictable liquidity for your company

Revenue-congruent financing

Efficient dunning process including debt collection

Working capital optimisation

Improvement in key financial figures

Professional and up-to-date accounts receivable management

Regular credit assessment and evaluation of your customers

Customised financing solutions from experts

We also take over the del credere for you and thus protect you against bad debt losses within a previously agreed limit. Our professional debtor management is based on ongoing monitoring of your customers, which prevents worst-case scenarios and recognises irregularities or possible insolvencies at an early stage.

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These customers already rely on us

Factoring helps us to focus on what we are good at – and that is brand building. We consistently outsource administrative activities. Thanks to A.B.S. Factoring, we save ourselves the entire debtor management and dunning process.

Dr Piero Fontana

CEO and founder Nutriathletic AG

Thanks to A.B.S. Factoring, we receive immediate payment of our outstanding accounts receivable and thus remain liquid at all times. The fact that A.B.S. Factoring takes over our accounts receivable management provides us with further relief. This means that we no longer have to chase outstanding accounts receivable.

Ibrahim Ben

Managing Director Bensan AG

Gründer Flexhaus AG Melvin Sevenich und Bibi Lemmers

Thanks to our innovative and ground-breaking developments, we are the growth champion in the healthcare recruitment and placement sector. Thanks to our collaboration with A.B.S. Factoring, we have been able to cope much better with the sharp increase in a very short space of time.

Bibi Lemmers & Melvin Sevenich

Founder Flexhaus AG

Our business is all about people – that’s why we need a partner who thinks just like us. A.B.S. is personal, friendly and reliable in its dealings with customers. Exactly the values that we also represent!

Ahmet Catar

Founder of MTS Patiententransport GmbH

To the case studies and references

When can you use the Full Service Factoring offer?

Our full-service factoring offer is aimed at all types of companies, especially small and medium-sized enterprises and start-ups.

Take advantage of all the full-service benefits and benefit from fast liquidity, improved financial ratios and the assumption of debtor management!

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How does factoring work at A.B.S.?

The full-service factoring offer from A.B.S. Factoring AG is a particularly simple and efficient form of liquidity generation that can be realised in just a few steps:

You contact us: either by telephone: +43 (0) 55 556 40 00, by e-mail: info@abs-factoring.ch or via our contact form.
We check the creditworthiness of your customers and prepare a customised offer for you
We conclude a contract for our factoring service
After a successful agreement, you assign your outstanding receivables to us.

We finance your outstanding receivables and you receive up to 90 per cent of the invoice amount within 24 hours. The remaining 10 per cent remains with us as a security deposit until your customers have settled their receivables.Immediate liquidity leads to a significant improvement in your balance sheet ratios and your rating.We also take care of the entire receivables management for you – including dunning and initiating debt collection proceedings – should this be necessary.Once your customers have settled the receivables, we will pay you the remaining security deposit.
You can find out about your customers’ current account movements and outstanding receivables at any time in our customer portal. In the list of balances, you will find all the important details, such as the following information

the number of outstanding items,
the payment history,
the dunning status of your customers and
the payment amount available on a daily basis

Free advice

What are the requirements?

Our customers who use A.B.S. Full-Service-Factoring are Swiss SMEs or their foreign subsidiaries who have additional liquidity requirements and are mainly active in B2B business. The following criteria must be met for cooperation

The invoiced service has already been provided in full at the time of invoicing
Turnover between CHF 500,000 and approx. CHF 50 million
Low concentration of debtors and no high dependencies on individual customers
Payment targets of a maximum of 120 days

Your receivables are not factorable at …

Pre-payments
Cash transactions
Invoices for which the underlying service has not been provided in full

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Who takes care of accounts receivable?

In addition to providing immediate liquidity, we also relieve your administration and take over the entire accounts receivable accounting for you as part of our full-service factoring offer – 365 days a year. This includes payment processing, payment allocation, dunning and debt collection. All that remains for you is invoicing. Your accounting department is thus considerably relieved.

So don’t just use any financing, use the financing alternative that suits you best and maximises your chances of success!

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It's that easy with A.B.S.

Immediate liquidity in 4 steps

Liquidity bottleneck?
Have you agreed long payment terms, are you receiving slow payments from customers or do you have insufficient credit lines? We offer a solution for your financial bottlenecks.
Factoring offer
Request your personalised
factoring offer from A.B.S.
and receive a financing solution tailored to your needs.
Payout
Sell your receivables to A.B.S. on an ongoing basis. We will pay you up to 90 % of the invoice amount within 24 hours.
Liquidity secured
Your liquidity is secured. You can utilise all the advantages of factoring and concentrate on your core business.

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Why A.B.S.?
Your advantage through our performance plus

With Full Service Factoring, you get more for your money – namely the complete range of factoring benefits:

You no longer need to worry about monitoring due invoices – we take care of all receivables management.
If your customers do not pay their invoices within the agreed payment period, we will take care of creating and sending reminders – always in direct consultation with you, of course.
If your customers nevertheless default on payment, A.B.S. Factoring AG will initiate a corresponding collection procedure for you.

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Your customer relationship can be strengthened with full service factoring, as it remains completely unencumbered by invoice collection.
Unlike a bank loan, you do not have to provide any collateral in rem for the required liquidity. The creditworthiness of your company is therefore of secondary importance. This makes factoring particularly suitable for start-ups and SMEs.
Factoring from A.B.S. is a financing instrument with matching turnover, which grows with the increasing volume of receivables – you receive ongoing liquidity when selling receivables, which flexibly adapts to your company’s turnover
And best of all: Since you don’t borrow any money with full service factoring, you don’t have to pay anything back!